Can Credit Cards Be Canceled Due To Inactivity? Yes… Sometimes

Can Credit Cards Be Canceled Due To Inactivity? Yes… Sometimes

Ben Schlappig | April 27, 2026

One question I’m often asked is if credit card issuers close card accounts due to inactivity. In other words, could your card be canceled if you don’t put any spending on it for some amount of time, and is that something to be worried about?

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